
Doug is a Chartered Alternative Investment Analyst who spent more than 20 years as a derivatives market maker and asset manager before “reincarnating” as a financial media professional a decade ago.
Before joining Britannica, Doug spent nearly six years managing content marketing projects for a dozen clients, including The Ticker Tape, TD Ameritrade’s market news and financial education site for retail investors. He has been a CAIA charter holder since 2006, and also held a Series 3 license during his years as a derivatives specialist.
Doug previously served as Regional Director for the Chicago region of PRMIA, the Professional Risk Managers’ International Association, and he also served as editor of Intelligent Risk, PRMIA’s quarterly member newsletter. He holds a BS from the University of Illinois at Urbana-Champaign and an MBA from Illinois Institute of Technology, Stuart School of Business.
Encyclopaedia Britannica's editors oversee subject areas in which they have extensive knowledge, whether from years of experience gained by working on that content or via study for an advanced degree. They write new content and verify and edit content received from contributors.
Editorâs note: This article first appeared in Money Matters, a newsletter from Britannica Money, on June 17, 2026.

Every summer, America celebrates the season by hauling couches up and down stairwells. Apartment leases flip over, and parents race to get settled before the back-to-school sales start. Meanwhile, the rest of us wonder why a one-way truck rental suddenly costs more than our first car. And maybe you could save money by moving in January, but we once had bedroom furniture delivered in the middle of a Chicago winter, and on the âfun scaleâ it landed somewhere between an airport security screening and a root canal.
Summer is moving season, and for good reason. Families with school-age kids tend to move during the summer, which means buyers, sellers, landlords, movers, and employers need to coordinate their calendars. Even if your move doesnât involve kids and schools, you still end up relocating on somebody elseâs timetable. And although a relatively small percentage of Americans change addresses each year, those moves help set housing prices, rental markets, home equity values, and other financial realities that affect even the âIâm never moving againâ crowd.
Moving has a way of turning small expenses into a very large number. Planned (and unplanned) expensesâmoving vans, utility deposits, storage units, hotel stays, fuel, cleaning supplies, and replacing the furniture that âsure looked like it was going to fitââadd up quickly. And because so many moves happen during a relatively short window, movers and trucks can get booked solid well in advance.
Personal finance pundits love to suggest an off-season move, but good luck with that. Sometimes the closing date on a home sale or the end date on an apartment lease isnât your call. And the weather is definitely season-dependent.
The goal usually isnât finding the perfect moving date. Itâs making the move easier and cheaper where possible. Booking movers early may help avoid peak pricing, but flexible timing might open up more options. Decluttering before a move cuts hauling costs and unpacking headaches. And if youâre like a couple of my golf buddies who at age 60+ are still doing the âhelp me move and Iâll buy the pizzaâ routine because professional movers are âtoo expensive,â remember: So are chiropractors and back surgeons.
Percentage of Americans who moved to a different residence in 2024, according to the Census Bureau. In the 1960s, over 20% of the population moved each year.
My next-door neighbor likes to say that when he finally relocates, itâll be in a wooden box headed for the funeral home. Fair enough. Plenty of us reach a point where weâre done packing boxes, changing addresses, and discovering three years later that we still donât know where the good scissors ended up.
But weâre all affectedâdirectly or indirectlyâby the annual relocation dance. Housing markets are set at the margins, meaning the relatively small percentage of people buying, selling, renting, and relocating set the prices for everybody else. Those transactions influence home values, rents, property taxes, home equity, and the broader perception of what houses are worth in a given neighborhood.
Thatâs one reason why summer matters economically. Families trying to settle before a new school year create a concentrated burst of housing activity at roughly the same time. Summer tends to bring more housing activity all at once, which can make competition feel more intense for buyers, renters, and anyone trying to book a moving truck. Even if you havenât touched a moving box in 20 years, the people who are moving still drive the housing trends around you.
The real work of moving often happens behind the scenes: managing utilities, insurance, taxes, banking, registrations, and paperwork. Stay ahead of the chaos with Britannica Moneyâs long-distance moving logistics planner and guide for moving to a new state.
Whether youâre actively moving, thinking about doing it someday, or planning to live out your days in your current home, here are a few ways to think about moving season and the housing market around it:
Every summer, millions of Americans change addresses and school districts, pay off and take out new mortgages, and adjust their routines, mostly between Memorial Day and Labor Day. Some are chasing new jobs. Some need more space. Some are downsizing. And some are wondering why they still own that heavy oak entertainment center from the days of console TVs.
But whether youâre moving this year or staying put for decades, moving season is one of the forces that helps set the housing market the rest of us live in.