verifiedCite
While every effort has been made to follow citation style rules, there may be some discrepancies. Please refer to the appropriate style manual or other sources if you have any questions.
Select Citation Style

How does American Express differ from Visa and Mastercard?

American Express both issues cards directly to consumers and businesses and operates the payment network connecting cardholders with merchants. Visa and Mastercard primarily operate payment networks and rely on banks and other financial institutions to issue cards bearing their names. American Express also works with other financial institutions that issue cards on its network.