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Personal Finance

Debt Management

Short-Term and Long-Term Disability Insurance
Personal Finance
What if you can no longer work? Understanding short-term and long-term disability
Insuring the double whammy of injury and income loss.
Chapter 13 Bankruptcy and Filing
Personal Finance
Facing a financial quagmire? Chapter 13 can help you create a repayment plan
In need of a little breathing room?

Recently Updated

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  • The holiday spending hangoverHow to tackle debt when everything feels frozen.
  • FICO vs. VantageScore: Why your credit scores don’t matchScores vary—but good habits carry.

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10 ways the Fair Debt Collection Practices Act protects you
You may have debt, but you also have rights.
6 key strategies for a debt management program
Because debt collection is never any fun.
7 benefits of good credit for your financial well-being
Beyond borrowing money.
7 steps to pay off student loans faster
You can do this.
Bankruptcy, credit counseling, and debtor education: 6 things to know
Bankruptcy is a right, but also a responsibility.
Borrowing from your parents (the Bank of Mom & Dad)
Family lending—the right way.
Cash back, points, or miles: Which credit card rewards are right for you?
The best rewards card is one you’ll use.
Chapter 7 bankruptcy protection: When financial issues hit a breaking point
The liquidation solution.
Credit 101: Hard vs. soft credit check
Know how credit inquiries affect your score.
Credit card companies: Who’s who and how they make money
Learn about networks vs. issuers.
Credit limits: What they are and how to increase yours
That limit may be there for a reason.
Credit mix explained: How different types of accounts affect your credit score
What revolving and installment accounts reveal about your credit habits.
Credit utilization ratio explained: Why lower is usually better
Lower balances matter.
Debt snowball or debt avalanche: Which is smarter for paying off debt?
Prioritize your highest APR.
Deferred interest: How zero-interest credit cards and promotional rates can cost you
Avoid expensive pitfalls.
FICO vs. VantageScore: Why your credit scores don’t match
Scores vary—but good habits carry.
Facing a financial quagmire? Chapter 13 can help you create a repayment plan
In need of a little breathing room?
Filing for personal bankruptcy: What it is, how to do it, and when to consider it
It could solve some problems but create others.
Good debt vs. bad debt: It’s all about targeting your goals
Some types of debt are better than others.
How debt collection affects your credit score—and steps you can take
A light at the end of the credit report tunnel.
How to dispute and fix credit errors: A step-by-step guide
The law is (generally) on your side.
How to freeze your credit—and when to consider it
Worried about identity theft and fraud?
How to get out of student loan default and avoid wage garnishment
School’s out; payments are due.
How to use credit cards to improve your credit score
Swipe, pay off, repeat.
Means testing: Assessing your ability to pay
Getting help sometimes requires playing a numbers game.
Miles, points, or cash back?
How to choose the right rewards credit card.
Need financial help? Finding and working with a credit counselor
You need a credit counselor who really gets you.
Secured vs. unsecured debt: Understanding the difference and its impact on interest rates
Is your debt backed by collateral?
Small credit agencies that sell your information to service providers
Small players, big impact.
The big 3 credit bureaus and the info they gather about you
Know your credit score—and who’s keeping it.
The holiday spending hangover
How to tackle debt when everything feels frozen.
Understanding credit cards: Their purpose, positives, and potential pitfalls
Swipe, tap, or insert—and then pay.
Understanding the Truth in Lending Act (TILA) and Regulation Z
Borrowers need protections.
Unexpected medical bills? The No Surprises Act can keep you out of debt
Medical needs may be unexpected, but bills shouldn’t be.
What OBBBA means for federal student loan borrowers
Repayment rules get a rewrite.
What counts as a good credit score?
There’s a range.
What everyone should know about debt collection
A road map for the process.
What happens to your credit score when a credit card closes?
And how does it affect your credit age?
What is a credit balance transfer? How it works and 3 benefits
Boost your score and reduce your interest.
What is a credit score? And is FICO really the only credit score that matters?
Your guide to credit scores.
What is buy now, pay later and should you take advantage of it?
There’s always a catch.
What is credit counseling and how does it work?
Take 7 steps to manage your debt—with expert assistance.
You can consolidate your credit card, student loan, and other debts, but should you?
Fewer hassles but (maybe) more risk.
Your guide to payday loans, title loans, and other predatory loans
Don’t get trapped in debt.
Your guide to student loan forgiveness types
Potential paths to a clean slate.
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