theft insurance

Theft insurance is a type of coverage designed to protect against financial loss or damage resulting from the unlawful taking of property. This can encompass various acts of stealing, including burglary, robbery, and other forms of theft.12

Key distinctions within theft insurance include:
* Burglary: Defined as the unlawful taking of property from premises with visible signs of forced entry.2
* Robbery: Involves the unlawful taking of property where another person is threatened with force or violence, requiring personal contact.2

Policies can cover damage to property, such as safes, as well as the loss of valuables like money or jewelry. Comprehensive crime policies for businesses may also include protection against employee dishonesty and losses of money or securities. For individuals, broad crime protection can be part of a homeowner's policy, covering theft and mysterious disappearances of personal property.2