sue and labour clause
marine insurance
Quick Summary
The sue and labour clause in marine insurance requires the ship owner to make every effort to minimize or save exposed interests from loss. Insurers cover necessary costs incurred in fulfilling these requirements. For instance, if a ship runs aground, the hull owner must hire salvors to attempt a rescue, and the expenses for these efforts are covered even if they are unsuccessful. This clause is a standard provision in ocean marine policies, alongside others like the perils clause and general average clause.123
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