running down clause

The "running down clause" (RDC) is a provision in marine insurance policies that covers legal liability arising from collisions. It specifically addresses claims where the shipper or common carrier's negligence causes damage to the property of others. While collision damage to the vessel itself is covered under hull insurance, the RDC focuses on the liability incurred when a vessel collides with another. This clause is also referred to as a collision clause. A related provision, the protection and indemnity (P and I) clause, covers negligence that results in bodily injury to others.12