collision insurance
Quick Summary
Collision insurance is a type of motor vehicle insurance that covers damage to your car if it collides with another vehicle or object. This coverage is distinct from liability insurance, which pays for damage to others' property or injuries to other people if you are found legally responsible for an accident.12
Collision insurance is often considered for newer or more valuable vehicles where the cost of repairs after a collision would be significant. For older vehicles, the cost of collision coverage might outweigh the potential benefit, and owners may opt to only maintain liability coverage.3
Ask Britannica AI about this topic
Britannica doesn't have a full article on this topic, so we've curated a list of our relevant coverage.