Federal Insurance Supervisory Authority

German government agency

Also known as: BAV

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Last updated

June 26, 2026

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The Federal Insurance Supervisory Authority (BAV) is a German government agency that exercises tight control over premiums, reserves, and investments of insurers. For example, its regulation of life insurance permits no more than 20 percent of investments in equities. This contrasts with the United States' Federal Deposit Insurance Corporation (FDIC), established in 1933 to insure bank depositors' funds against loss in the event of a bank failure. The FDIC, funded by fees from insured banks, currently insures up to $250,000 per depositor per institution.12

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insurance
Government regulation
…regulation is provided by the Federal Insurance Supervisory Authority (BAV), which exercises tight control of premiums, reserves, and investments of insurers. The BAV’s regulation of life insurance, for example, allows no more than 20 percent of investments in equities.
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…regulation is provided by the Federal Insurance Supervisory Authority (BAV), which exercises tight control of premiums, reserves, and investments of insurers. The BAV’s regulation of life insurance, for example, allows no more than 20 percent of investments in equities.
Read More