Banja Luka, city, northern Bosnia and Herzegovina. It lies along the Vrbas River at its confluence with the Vrbanja. It serves as the capital of the Republika Srpska (Bosnian Serb Republic), one of the two largely autonomous entities that make up the country of Bosnia and Herzegovina. Under the

Banyak Islands, group of more than 60 small islands, in Aceh semiautonomous province, Indonesia. The largest of the islands are Great Banyak, or Tuangku, Island and Bangkaru Island. With an area of 123 square miles (319 square km), the group lies north of Nias Island and 18 miles (29 km) west of

Banyak Islands, group of more than 60 small islands, in Aceh semiautonomous province, Indonesia. The largest of the islands are Great Banyak, or Tuangku, Island and Bangkaru Island. With an area of 123 square miles (319 square km), the group lies north of Nias Island and 18 miles (29 km) west of

Banja Luka, city, northern Bosnia and Herzegovina. It lies along the Vrbas River at its confluence with the Vrbanja. It serves as the capital of the Republika Srpska (Bosnian Serb Republic), one of the two largely autonomous entities that make up the country of Bosnia and Herzegovina. Under the

India: Rural settlement: …Banjari or Vanjari (also called Labhani), originally from Rajasthan and related to the Roma (Gypsies) of Europe, roams over large areas of central India and the Deccan, largely as agricultural laborers and construction workers. Many tribal peoples practice similar occupations seasonally. Shepherds, largely of the Gujar caste, practice transhumance in…

Banjarmasin, kota (city), capital of South Kalimantan (Kalimantan Selatan) propinsi (or provinsi; province), Indonesia. It is situated on the eastern side of the Barito River, about 13 miles (22 km) from the southern coast of the island of Borneo. The city is bisected by the smaller Martapura

Banjarmasin, kota (city), capital of South Kalimantan (Kalimantan Selatan) propinsi (or provinsi; province), Indonesia. It is situated on the eastern side of the Barito River, about 13 miles (22 km) from the southern coast of the island of Borneo. The city is bisected by the smaller Martapura

Guizhou: History: The Banjiang Riot of 1797 was said to have been started by the Buyi people, and thousands of them were either burned to death or beheaded. The most important popular revolt against the central government was one led by Zhang Xiumei, a Miao, in 1855. He…

Harlem Renaissance: Fiction: …Princess (1928) and McKay in Banjo (1929). Both novels show the strong influence of Marxism and the anti-imperialist movements of the early 20th century, and both place their hopes in the revolutionary potential of transnational solidarity to end what they consider to be the corrupt and decadent rule of Western…

banjo, stringed musical instrument of African origin, popularized in the United States by slaves in the 19th century, then exported to Europe. Several African stringed instruments have similar names—e.g., bania, banju. The banjo has a tambourine-like body with a hoop and a screw that secure the

ostariophysan: Annotated classification: Family Aspredinidae (banjo catfishes) Adipose lacking; broad, flat head; large tubercles on naked body. Aquarium fishes. Size to 30 cm (12 inches). A few enter brackish waters and salt waters. South America. 12 genera, 36 species. Family Pimelodidae (long-whiskered catfishes) Similar to Bagridae but lack nasal barbels.…

banjo clock, type of clock, so named because its upper portion is shaped like an inverted banjo. The clock was patented by Simon Willard of Massachusetts in 1802. It has a circular dial with a narrow metal frame and a bezel for the glass, which is usually dome-shaped. The top bears a finial. Below,

guitarfish, an order (Rhinobatiformes) of fish closely related to the rays. The order contains some 47 to 50 species arranged in three families (Platyrhinidae, Rhinobatidae, and Rhynchobatidae). Guitarfish have a flattened forebody with pectoral fins fused to the sides of the head. The hindbody

Banyuwangi, city, East Java (Jawa Timur) propinsi (or provinsi; province), Java, Indonesia. A major port on the Bali Strait, opposite Bali just to the east, it is located about 120 miles (195 km) southeast of Surabaya, the capital of East Java. It is linked by railway and road with Jember to the

World War I: Caporetto: …Army captured much of the Bainsizza Plateau (Banjška Planota), north of Gorizia, strained Austrian resistance very severely. To avert an Austrian collapse, Ludendorff decided that the Austrians must take the offensive against Italy and that he could, with difficulty, lend them six German divisions for that purpose.

Banjul, city, capital, and Atlantic port of The Gambia, on St. Mary’s Island, near the mouth of the Gambia River. It is the country’s largest city. It was founded in 1816, when the British Colonial Office ordered Captain Alexander Grant to establish a military post on the river to suppress the

The Gambia: European colonization: He purchased Banjul Island (St. Mary’s) from the king of Kombo, built barracks, laid out a town, and set up an artillery battery to control access to the river. The town, Bathurst (now Banjul), grew rapidly with the arrival of traders and workers from Gorée and upriver.…

Banyuwangi, city, East Java (Jawa Timur) propinsi (or provinsi; province), Java, Indonesia. A major port on the Bali Strait, opposite Bali just to the east, it is located about 120 miles (195 km) southeast of Surabaya, the capital of East Java. It is linked by railway and road with Jember to the

bank, an institution that deals in money and its substitutes and provides other money-related services. In its role as a financial intermediary, a bank accepts deposits and makes loans. It derives a profit from the difference between the costs (including interest payments) of attracting and

bank, rocky or sandy submerged elevation of the seafloor with a summit less than 200 m (650 feet) below the surface but not so high as to endanger navigation. Many banks are local prominences on continental or island shelves. Similar elevations with tops more than 200 m below the surface are called

canals and inland waterways: Bank protection: On natural or canalized rivers of relatively large cross section, bank erosion can be checked by rubble roughly tipped or by natural growth such as reeds or willows.

gambling: Chances, probabilities, and odds: Depending on the bet, the house advantage (“vigorish”) for roulette in American casinos varies from about 5.26 to 7.89 percent, and in European casinos it varies from 1.35 to 2.7 percent. The house must always win in the long run. Some casinos also add rules that enhance their profits, especially…

Bánk bán was one of the most powerful Hungarian nobles during the reign of Andrew (Endre) II (1205–35) and for a time his bán (viceroy). Bánk bán joined the conspiracy that led to the murder of Queen Gertrude of Meran (Gertrudis of Andechs-Meran) in 1213, though his precise role in the deed is

Mari Jászai: …appeared in the silent films Bánk bán (1914) and A tolonc (1914; “The Vagrant”). Her autobiography, Emlékiratai (“Memoirs”), was published in 1927.

Ferenc Erkel: …staged his most famous work, Bánk bán (based on a drama by József Katona, with a libretto by Egressy), which at that point probably had been ready for production for more than 10 years. However, Sarolta, his first comic opera, performed in 1862, proved to be another failure. Erkel’s 1867…

József Katona: …and playwright whose historical tragedy Bánk bán achieved its great reputation only after his death.

Bank of England: A royal charter allowed the bank to operate as a joint-stock bank with limited liability. No other joint-stock banks were permitted in England and Wales until 1826. This special status and its position as the government’s banker gave the bank considerable competitive advantages.

check, bill of exchange drawn on a bank and payable on demand; it has become the chief form of money in the domestic commerce of developed countries. As a written order to pay money, it may be transferred from one person to another by endorsement and delivery or, in certain cases, by delivery

Bank Craps, dice game, the variant of Craps most played in Nevada gambling houses. A special table and layout are used, and all bets are made against the house. A player signifies his bet by placing chips or cash on the appropriate part of the layout before any roll. It is invariably required that

bank: Rationale for deposit insurance: …program intended to protect bank deposit holders from losses that could occur in the event of a bank failure. Although bank deposit insurance is primarily viewed as a means of protecting individual (and especially small) bank depositors, its more subtle purpose is one of protecting entire national banking and payments…

The Bank Dick, American screwball comedy film, released in 1940, that is widely regarded as one of W.C. Fields’s best movies. The comedian also wrote the film’s script. Fields played Egbert Sousè, a henpecked drunkard who lands a job as a bank guard after unwittingly capturing a robber. After

bank holiday, in the United Kingdom, any of several days designated as holidays by the Bank Holidays Act of 1871 and a supplementary act of 1875 for all the banks in England, Wales, Northern Ireland, and Scotland. Although these days are not statutory public holidays, their observance is no longer

ringgit: …Central Bank of Malaysia (Bank Negara Malaysia) has the exclusive authority to issue banknotes and coins in Malaysia. Coins are issued in denominations ranging from 5 to 50 sen. Banknote values are denominated from 1 to 100 ringgit. The obverse of each of the colourful bills contains a picture…

Specie Circular: …quash the enormous growth of paper money in circulation, Jackson directed the Treasury Department, “pet” banks, and other receivers of public money to accept only specie as payment for government-owned land after Aug. 15, 1836. But actual settlers and bona fide residents of the state in which they purchased land…

Bank of America, one of the largest banking and financial services brands and corporations in the United States. It was formed through NationsBank’s acquisition of BankAmerica in 1998. Bank of America is headquartered in Charlotte, North Carolina. The bank’s history dates to 1904 when Amadeo Peter

San Francisco: City layout: …Street (formerly known as the Bank of America building), the Transamerica Pyramid (which rises to an elongated point), and the Le Méridien San Francisco hotel (formerly the Park Hyatt). The Hyatt Regency is part of the massive Embarcadero Center complex—designed by John Portman in the 1970s—which encompasses six city blocks…

Bank of America, one of the largest banking and financial services brands and corporations in the United States. It was formed through NationsBank’s acquisition of BankAmerica in 1998. Bank of America is headquartered in Charlotte, North Carolina. The bank’s history dates to 1904 when Amadeo Peter

Bank of Boston Corporation, former American bank holding company that was acquired by Fleet Financial Group in 1999. The bank, one of the oldest in the United States, was originally chartered in 1784 as the Massachusetts Bank. In 1903 it merged with the First National Bank of Boston (established in

Bank of Boston Corporation, former American bank holding company that was acquired by Fleet Financial Group in 1999. The bank, one of the oldest in the United States, was originally chartered in 1784 as the Massachusetts Bank. In 1903 it merged with the First National Bank of Boston (established in

Bank of China Tower, triangular glass skyscraper in Hong Kong, completed in 1989. It houses the Hong Kong headquarters of the Beijing-based central Bank of China, together with other tenants. Rising 1,205 feet (367 metres), the skyscraper was for a few years the tallest building in the world

Banque de France, national bank of France, created in 1800 to restore confidence in the French banking system after the financial upheavals of the revolutionary period. Headquarters are in Paris. The bank listed among its founding shareholders Napoleon Bonaparte, members of his family, and several

The Bank of New York Company, Inc., major American bank holding company, headquartered in New York City. The original Bank of New York was founded in 1784 by Alexander Hamilton and chartered in 1791. It was instrumental in securing the first loan obtained by the United States. Other loans by the

Sumitomo Group: Sumitomo Bank, Ltd. (Sumitomo Ginkō), was established in 1895 and functioned as the main financial instrument of the Sumitomo zaibatsu. After World War II the bank became the central coordinating body of the companies in the Sumitomo group. By the late 20th century the Sumitomo…

Bank of the United States, central bank chartered in 1791 by the U.S. Congress at the urging of Alexander Hamilton and over the objections of Thomas Jefferson. The extended debate over its constitutionality contributed significantly to the evolution of pro- and antibank factions into the first

Bank One, Former U.S. bank holding company that merged with J.P. Morgan Chase & Co. in 2004. Bank One had been created through the 1998 merger of First Chicago NBD Corp. and Banc One. Although the 1998 merger created one of the country’s largest banks, it performed poorly until Jamie Dimon, a

discount rate, interest rate charged by a central bank for loans of reserve funds to commercial banks and other financial intermediaries. This charge originally was an actual discount (an interest charge held out from the amount loaned), but the rate is now a true interest charge, even though the

David Ricardo: …recommended the repeal of the Bank Restriction Act.

Your money is safe … except when it isn’t. That’s why, despite a myriad of protections built into the U.S. and other banking systems throughout the world, bank runs—when hordes of depositors sense danger and clamor to remove their money from banks—still happen. They’re rare, but they still occur

Bank Secrecy Act, U.S. legislation, signed into law in 1970 by Pres. Richard Nixon, that requires banks and other financial entities in the United States to maintain records and file reports on currency transactions and suspicious activity with the government. The Bank Secrecy Act (BSA), sometimes

Bank Street College of Education, privately supported coeducational teachers college in New York, New York, U.S. It offers graduate courses only, operating a laboratory (elementary) school and conducting basic research in education. Established in 1916 by Lucy Sprague Mitchell, first dean of women

martin: The sand martin, or bank swallow (Riparia riparia), a 12-centimetre (5-inch) brown and white bird, breeds throughout the Northern Hemisphere; it makes nest burrows in sandbanks. The house martin (Delichon urbica), blue-black above and white-rumped, is common in Europe. The African river martin (Pseudochelidon eurystomina) of…

hantavirus: Hemorrhagic fever with renal syndrome: …which is carried by the bank vole (Myodes glareolus). Nephropathia epidemica has occurred in Scandinavia, western Russia, and other parts of Europe. Mild hemorrhagic illness can also result from infection with the Seoul virus, which is carried by the Norway rat (Rattus norvegicus). Seoul virus infections typically occur in Asia,…

Bank War, in U.S. history, the struggle between President Andrew Jackson and Nicholas Biddle, president of the Bank of the United States, over the continued existence of the only national banking institution in the nation during the second quarter of the 19th century. The first Bank of the United

Aaron Bank was a U.S. Army officer famous for his exploits behind enemy lines while serving with the Office of Strategic Services (OSS) during World War II. He is regarded as the founder of the U.S. Army Special Forces (Green Berets), and he was instrumental in shaping the U.S. military’s special

Niels Erik Bank-Mikkelsen was a Danish reformer and advocate for people with intellectual disabilities who was an early champion of the normalization principle. This principle holds that the daily lives and routines of people with intellectual disabilities should be made to resemble those of the

Bangka, island, Bangka Belitung propinsi (or provinsi; province), Indonesia. The island is situated off the eastern coast of Sumatra across the Bangka Strait, which is only 9 miles (14 km) wide at its narrowest point. On the east, Gelasa Strait separates Bangka from Belitung island. The island has

Bank of America, one of the largest banking and financial services brands and corporations in the United States. It was formed through NationsBank’s acquisition of BankAmerica in 1998. Bank of America is headquartered in Charlotte, North Carolina. The bank’s history dates to 1904 when Amadeo Peter

credit card fraud: Background: …universal merchant acceptance was the BankAmeriCard, originally issued in 1958 by Bank of America. The card started in California but grew from there. In 1966, Bank of America expanded its bank card program by forming the BankAmeriCard Service Corporation, which licensed banks outside of California and allowed them to issue…

Bank of Boston Corporation, former American bank holding company that was acquired by Fleet Financial Group in 1999. The bank, one of the oldest in the United States, was originally chartered in 1784 as the Massachusetts Bank. In 1903 it merged with the First National Bank of Boston (established in

Nicholas Hoult: The Favourite and The Great: …following year he appeared in The Banker, playing the front man for two African American entrepreneurs in the 1950s.

Thomas William Lamont: In 1903, when the Bankers Trust Co. was formed, Lamont was asked to be its secretary and treasurer by Henry P. Davison, who had been impressed with Lamont’s handling of the Cushman reorganization. Within two years he was vice president of the new bank. Before leaving the bank in…

acceptance, short-term credit instrument consisting of a written order requiring a buyer to pay a specified sum at a given date to the seller, signed by the buyer as an indication of his intention to honour his obligation. Acceptances are used in financing export and import operations and in some

Miroslav Krleža: in 1 (1961; The Banquet in Blitva), deals with characters and events in an imaginary eastern European country; it portrays in an allegorical and satirical manner both eastern European backwardness and western European decadence and opportunism in response to rising fascism in the interwar period. Krleža’s dramatic trilogy…

Tallulah Bankhead was an American actress who was as famous for her personal life as for her theatrical achievements. Bankhead, the daughter of Alabama congressman and future speaker of the House William Brockman Bankhead, was named after her paternal grandmother, whose name was inspired by

Tallulah Bankhead was an American actress who was as famous for her personal life as for her theatrical achievements. Bankhead, the daughter of Alabama congressman and future speaker of the House William Brockman Bankhead, was named after her paternal grandmother, whose name was inspired by

Jasper: William B. Bankhead, speaker of the U.S. House of Representatives (1936–40), and his actress daughter, Tallulah Bankhead, lived in Jasper. William B. Bankhead National Forest is 15 miles (24 km) north. Lewis Smith Lake, with 500 miles (800 km) of shoreline, provides recreational opportunities. The…

Krasnogorsk, city and centre of a rayon (sector), Moscow oblast (region), western Russia, a few miles west of Moscow. Situated in the Moscow greenbelt, it was known as Banki before its incorporation as a town in 1940. It now produces cameras and is important for building machinery and plasterwork.

Spain: Finance: …2012 with the nationalization of Bankia, Spain’s fourth largest bank and its largest mortgage lender.

shipworm: Other genera are Bankia, Xylotrya, and Xylophaga. Teredo norvegica, of the coasts of Europe, has a tube about 30 cm (1 foot) long. The common shipworm, T. navalis (20 to 45 cm [8 to 18 inches] long), has a worldwide distribution but is especially destructive on the Baltic…

bank: Entry, branching, and financial-services restrictions: …Act, repealed provisions of the Glass-Steagall Act that had prevented banks, securities firms, and insurance companies from entering each other’s markets, allowing for a series of mergers that created the country’s first “megabanks.”

Federal Deposit Insurance Corporation: When was the FDIC established and why?: …permanent government agency through the Banking Act of 1935 after many state-sponsored deposit insurance plans proved to be unsuccessful.

Italy: Public and private sectors: …also partially privatized under the Banking Act of 1990.

card game: Classification: Banking games. Less-skilled gambling games where players bet on having or acquiring better cards than the dealer or banker (baccarat, blackjack). Most are casino games, the banker being a representative of the management. In home play, players may equalize their chances by taking turns as…

Are you still getting paper bills and statements in the mail? Do you still send checks through the mail when you owe money? Do you still drive to the bank to deposit a check? Many businesses would rather not send paper statements and invoices, both because of the expense of printing and mailing,

Great Depression: Banking panics and monetary contraction: …first of four waves of banking panics gripped the United States. A banking panic arises when many depositors simultaneously lose confidence in the solvency of banks and demand that their bank deposits be paid to them in cash. Banks, which typically hold only a fraction of deposits as cash reserves,…

Sam Bankman-Fried was the founder and former chief executive officer (2019–22) of FTX Trading Ltd., a cryptocurrency exchange. The exchange became the second largest of its kind, making Bankman-Fried a powerful figure within the market of digital assets and in discussions in the United States

Aleksandr Nikolayevich Ostrovsky: His next play, Bankrot (“The Bankrupt”), later renamed Svoi lyudi sochtemsya (It’s a Family Affair, We’ll Settle It Among Ourselves), written in 1850, provoked an outcry because it exposed bogus bankruptcy cases among Moscow merchants and brought about Ostrovsky’s dismissal from the civil service. The play was banned…

Bjørnstjerne Martinius Bjørnson: …self-imposed exile: En fallit (1875; The Bankrupt) and Redaktøren (1875; The Editor). Both fulfilled the then current demand on literature (stipulated by the Danish writer and critic Georg Brandes) to debate problems, as did the two dramas that followed: Kongen (1877; The King) and Det ny system (1879; The New…

bankruptcy, the status of a debtor who has been declared by judicial process to be unable to pay his debts. Although sometimes used indiscriminately to mean insolvency, the terms have distinct legal significance. Insolvency, as used in most legal systems, indicates the inability to meet debts.

bankruptcy fraud, the act of falsifying information when filing for bankruptcy. It may also take the form of filing for bankruptcy to deceive creditors. In the United States, about 10 percent of bankruptcy filings involve fraudulent claims. The four most commonly encountered fraud schemes are

If you’re thinking about declaring bankruptcy, then you’ll need to know something about credit counseling, because it’s typically required before and after the bankruptcy filing process. Bankruptcy-related credit counseling is highly regulated at both the federal and state levels to protect your

bank, an institution that deals in money and its substitutes and provides other money-related services. In its role as a financial intermediary, a bank accepts deposits and makes loans. It derives a profit from the difference between the costs (including interest payments) of attracting and

Banks Island, westernmost island in the Canadian Arctic Archipelago, Inuvik region, Northwest Territories; it lies northwest of Victoria Island and is separated from the mainland (south) by Amundsen Gulf. About 250 miles (400 km) long and 110–180 miles (180–290 km) wide, it has an area of 27,038

Banks Islands, volcanic group in northern Vanuatu, southwestern Pacific Ocean. The group includes the islands of Vanua Lava, Santa Maria (Gaua), Mota, and Mota Lava, as well as numerous islets. The Portuguese navigator Pedro Fernández de Quirós was the first European visitor, in 1606; the islands

Banks Peninsula, peninsula in eastern South Island, New Zealand, extending 30 miles (48 km) into the Pacific Ocean. It is bounded by Pegasus Bay (north) and Canterbury Bight (south) and has a total land area of about 500 square miles (1,300 square km). Generally hilly, it rises as high as 3,012

Sir Joseph Banks: Banks’ Florilegium, a collection of engravings of plants compiled by Banks and based on drawings by Swedish botanist Daniel Solander during Cook’s 1768–71 voyage, was not published in full until 1989.

Dennis Banks was an Ojibwe activist and a founder of the American Indian Movement (AIM), a prominent Native rights organization. Banks led high-profile protests that increased awareness about the U.S. government’s long history of mistreatment of Native peoples. Banks was born on the Leech Lake

Adab: …out by the American archaeologist Edgar James Banks revealed buildings dating from as early as the prehistoric period and as late as the reign of Ur-Nammu (reigned 2112–2095 bce). Adab was an important Sumerian center only up to about 2000. The Sumerian king list ascribed to the city one of…

Ernie Banks was an American professional baseball player, regarded as one of the finest power hitters in the history of the game. Banks starred for the Chicago Cubs from 1953 to 1971. An 11-time All-Star, Banks was named the National League’s (NL) Most Valuable Player for two consecutive seasons

Ernie Banks was an American professional baseball player, regarded as one of the finest power hitters in the history of the game. Banks starred for the Chicago Cubs from 1953 to 1971. An 11-time All-Star, Banks was named the National League’s (NL) Most Valuable Player for two consecutive seasons

Nancy Pelosi: Later activities: …five nominees for the committee—Representatives Jim Banks and Jim Jordan—because, she argued, they were too closely involved with Trump to participate credibly, McCarthy withdrew all five nominations.

Nathaniel P. Banks was an American politician and Union general during the American Civil War, who during 1862–64 commanded at New Orleans. Banks received only a common school education and at an early age began work as a bobbin boy in a cotton factory. He subsequently edited a weekly paper at

Nathaniel P. Banks was an American politician and Union general during the American Civil War, who during 1862–64 commanded at New Orleans. Banks received only a common school education and at an early age began work as a bobbin boy in a cotton factory. He subsequently edited a weekly paper at

Russell Banks was an American novelist known for his portrayals of the interior lives of characters at odds with economic and social forces. Banks was educated at Colgate University (Hamilton, New York) and the University of North Carolina. From 1966 he was associated with Lillabulero Press,

Charlotte Flair: …closely associated with fellow wrestlers Sasha Banks (Mercedes Kaestner-Varnado), Becky Lynch (Rebecca Quin), and Bayley (Pamela Martinez), and they collectively became known as “The Four Horsewomen of Wrestling.” The four became popular and influential figures who are credited with helping to bring more attention and credibility to WWE’s women’s division.…

Sir Joseph Banks was a British explorer, naturalist, and longtime president of the Royal Society, known for his promotion of science. Banks was schooled at Harrow School and Eton College before attending Christ Church College, Oxford, from 1760 to 1763; he inherited a considerable fortune from his

Sir Joseph Banks was a British explorer, naturalist, and longtime president of the Royal Society, known for his promotion of science. Banks was schooled at Harrow School and Eton College before attending Christ Church College, Oxford, from 1760 to 1763; he inherited a considerable fortune from his

Outer Banks, chain of barrier islands extending southward more than 175 miles (280 km) along the coast of North Carolina, U.S., from Back Bay, Virginia, to Cape Lookout, North Carolina. From north to south they comprise Currituck Banks; Bodie, Hatteras, Ocracoke, and Portsmouth islands; and North

Genesis: …13, 1950, Woking, Surrey, England), Tony Banks (b. March 27, 1950, East Hoathly, East Sussex), Michael Rutherford (b. October 2, 1950, Guildford, Surrey), Phil Collins (b. January 31, 1951, London), and Steve Hackett (b. February 12, 1950, London).

Tyra Banks is an American fashion model and television personality best known as a face of the cosmetics company CoverGirl and the American lingerie, clothing, and cosmetics retailer Victoria’s Secret. She also hosted a daily television talk show, The Tyra Banks Show (2005–10) the modeling