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Personal Finance

Banking & Payments

Short-Term and Long-Term Disability Insurance
Personal Finance
What if you can no longer work? Understanding short-term and long-term disability
Insuring the double whammy of injury and income loss.
Chapter 13 Bankruptcy and Filing
Personal Finance
Facing a financial quagmire? Chapter 13 can help you create a repayment plan
In need of a little breathing room?

Recently Updated

  • Can you have too much money in your emergency fund?How much cash is enough—and when more may cost you.
  • The best money is the kind you can’t touchRetirement plans, CDs, and other savings tools all rely on the same surprisingly powerful idea.
  • Certificate of deposit (CD) vs. savings account: How to chooseOne or the other, or both, or neither?

See All

ATM fees: Easy ways to avoid them with a little planning
ATM fees can become a thing of the past.
Agentic commerce: When AI goes shopping for you
Let a bot do the footwork.
Authorized users and credit cards: Who spends, who pays?
Shared cards can simplify life—or complicate it.
Bank runs: What they are and why they happen
It’s about confidence (or lack thereof).
Banking online: Are electronic payment methods really as safe as writing checks and filing paper statements?
Actually, they’re much safer—and more convenient.
CD investor? Tips and strategies to turbocharge your savings
Is it time to ladder certificates of deposit?
Can automatic bill pay and other tools help you put your money on autopilot?
Commence budgeting sequence.
Can you have too much money in your emergency fund?
How much cash is enough—and when more may cost you.
Certificate of deposit (CD) vs. savings account: How to choose
One or the other, or both, or neither?
Checking account vs. savings account: Choose one or choose both
Tools to power your budgeting, saving, and goal planning.
Credit card interchange fees: What they are and how they work
The hidden costs of a free swipe.
Debit card fraud 101: Are you liable?
Sidestepping the skim scam.
Do you need a second-chance checking account?
Take another shot at financial stability.
How credit card rewards work
Turning purchases into cash back, points, and miles.
How embedded finance makes managing your money easier
Banking services hiding in plain sight.
How fintech shapes everyday banking, payments, and investing
The technology behind modern money management.
How interest rates work: A beginner’s guide for borrowers and savers
What you earn and what you pay.
How money moves in the era of digital payment systems
From tapping (Morse) code to an encoded tap.
How to use pay-by-phone apps
One tap and you’re done.
Joint bank accounts: The pros and cons of combining finances
With this account, I thee join?
Money market account vs. CD: Which one should you choose?
Different accounts for different purposes.
Money market account vs. checking account: Which is best?
Two tools for managing your money.
Money market account vs. money market fund: What’s the difference?
Both offer interest, but only one is an investment.
National Credit Union Administration (NCUA): Federal insurance and oversight for credit unions
Protection in every share.
Overdraft protection: For insufficient funds in your checking account
Protection is insurance, and insurance costs money.
Peer-to-peer payments: How and when to use Venmo, Zelle, and others
P2P apps are quick and convenient. Are they safe?
Set up your emergency fund: Saving for a rainy day
A cash cushion if you fall.
Should you ditch your traditional savings account for a high-yield savings account?
Larger yield, bigger savings.
Should you use a credit union or a bank?
Your money, your choice.
Should you use a paycheck advance loan app?
Convenience comes at a cost.
The best money is the kind you can’t touch
Retirement plans, CDs, and other savings tools all rely on the same surprisingly powerful idea.
The emergency fund ratio: How much should you save for a rainy day?
Risk mitigation vs. opportunity cost.
Venmo and how splitting the bill changed finance
Popularizing peer-to-peer payments.
What are neobanks? How they work and risks to know
Fintech’s answer to traditional banking.
What is ABLE? Understanding ABLE accounts for individuals with disabilities
Make life a bit more affordABLE.
What is a credit union? Is it different from a bank?
When a bank isn’t a bank.
What is a savings account, and how does it work?
A foundation for building your financial future.
What it means to be unbanked or underbanked
It’s hard to function financially without a bank.
Your guide to opening and using a bank account
There’s a first time for everything.
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