Why do earthquake swarms occur in rift zones such as Iceland?

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In rift zones like Iceland, earthquake swarms occur because the Earth’s crust is subjected to continuous tectonic extension as lithospheric plates diverge.1

This process is analogous to a rubber band being slowly stretched until it snaps. While the separation of plates is a continuous process, the fracturing of the brittle crust is intermittent. When the accumulated stress from this stretching exceeds the strength of the near-surface rocks, they fracture along steeply dipping cracks parallel to the rift. These fractures allow magma to rise, which often triggers earthquake swarms and volcanic activity. Consequently, these swarms are a direct result of the crustal rocks failing under the intense strain of ongoing plate divergence.12