How can coastal subsidence create an estuary?

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Coastal subsidence creates an estuary by producing the same effect as a rise in sea level, which allows marine waters to inundate low-lying coastal areas.1

When a stretch of coastline undergoes broad local subsidence or down-faulting due to tectonic activity, the land surface drops relative to the sea. This process submerges coastal zones, such as river valleys or structural basins, creating a partially enclosed body of water where fresh water from rivers mixes with seawater. A prominent example of an estuary formed by such tectonic subsidence is San Francisco Bay in California.123