The Social Security cost-of-living adjustment (COLA) for 2027 is 3.6%. Beginning in January 2027, recipients will receive a 3.6% increase in their monthly benefits, compared with a 2.8% increase in 2026. For example, someone receiving $2,200 per month in 2026 will see their monthly benefit increase by about $79, to $2,279 in 2027.
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