verifiedCite
While every effort has been made to follow citation style rules, there may be some discrepancies. Please refer to the appropriate style manual or other sources if you have any questions.
Select Citation Style

Do I still need to itemize deductions in 2026?

For many taxpayers, no. The higher standard deduction means itemizing only makes sense if your deductible expenses—such as mortgage interest, charitable donations, or state and local taxes—add up to more than the standard deduction for your filing status. That said, changes under the OBBBA give some non-itemizers new ways to reduce taxable income, narrowing the gap between itemizing and taking the standard deduction.